Sunday, May 26, 2013

Corporate Life

This guest post from Werner Rogers

Have you guys seen that HBO show called “Enlightenment?” It’s starring Laura Dern and she’s an employee who basically has a meltdown at her office and then she goes to a rehab therapy…it’s pretty great. I really relate to her because I work for a corporation and I have to say, it is pretty soul sucking when it wants to be, unfortunately. I spend all day in my cubicle watching funny cat videos and paying my bills on and I really just don’t know that I feel like I’m giving it my all. I really do wish I could give back in a more meaningful way and I’ve been volunteering on the weekends so I feel better about the way I spend my weeks. I really think it’s fun to interact with other people than my friends and I’m also thinking about ways in which I can help kids. I’m considering starting up a program to bake birthday cakes for kids whose families can’t afford to get them a cake because when you’re a child you totally deserve to have someone celebrate your birthday! I love giving back because I was a fortunate child and was part of a good family…I can’t imagine the instances some of the kids I’ve heard about have to go through. It’s really important to me not to take my blessings for granted so I want to do all I can to show the people around me how grateful am for everything I have. I think it’s a good lesson to show my coworkers and my daughter and pretty much anyone I come into contact with. There’s nothing wrong with being selfish at times as long as you pay it back in other ways in your community. Do what you can give back in your life and I believe that things will come back to you tenfold…that’s how karma works in the real world! It all comes back around.

Wednesday, April 24, 2013

Applying For a Loan? The Importance of Dressing for Success

Are you in need of financial assistance?  Whether you are interested in buying a new home, a new vehicle, or if you would like to start a new business, you may be in need of financial assistance from a financial lender, such as bank.  If you are, you may need to schedule appointments with local loan officers. Although you may not necessarily do so, it is important that you dress for success when attending those appointments.

As previously stated, one of the many instances in which you would need schedule an appointment with a loan officer is if you are interested in starting your own business.  Many hopeful business owners need financial assistance with getting their businesses up and running.  Unfortunately, needing financial assistance to start a new business and actually getting it are two different things.  Financial lenders, as you likely already know, are careful with who they loan money to.  One of the many factors financial lenders examine is your business plan. Most will not loan funds for businesses that appear unsuccessful or have a high chance of failure. 

Although your business plan will play an important role in whether or not you are awarded financing to start your own business, it is also important to remember that your appearance can be just as important as your business idea.  To be a successful business owner, it is important that you display professionalism, drive, and determination. One of the best ways to go about doing is by dressing professionally and for success.  For women, a nice dress or pants suit should do. For men, a business suit or at least tan pants, a dress shirt, and a tie should be acceptable for a meeting with a loan officer.

Another one of the many instances in which you should dress for success is if you are interested in buying a new car or a new home.  These instances are important milestones in your life. This alone should prompt you to dress professionally.  With that in mind, it is important to note that many financial lenders take your current work situation, as well as your credit history into consideration when awarding financing for new cars or homes.  With that in mind, there are no guarantees that you will have a steady stream of income.  Dressing professionally will give off an impression of yourself. This professionalism can give many financial lenders the comfort and security needed to award you financing.

When applying for personal loans, you should also dress for success when meeting with loan officers.  Personal loans are often used in emergency situations. It is extremely important that you dress for success when applying for a personal loan. This is important, as personal loans are often referred to unsecured loans.  Unsecured loans are loans in which nothing, like your home or car, are put up as collateral. Since there are no guarantees that you will repay the loan in question, financial lenders may look for signs that you are professional and responsible.  One easy way to do this is to show up for your loan appointment dressed professionally and showing confidence.

As you likely already know, many financial lenders will simply accept loan applications, without first scheduling an appointment. Even if you are given this option, it is advised that you make an appointment with all loan officers. Many individuals do not realize the importance of doing so.  Putting a name to a face can help improve your chances of obtaining the needed financing, whether that financing is for a car, home, new business, or emergency.  That is why it is advised that you schedule a meeting with a loan officer or at least submit your loan application to them in person.

The above mentioned points are just a few of the many points that you will want to take into consideration, when attending a meeting with a loan officer. Although dressing for success will not necessarily improve your chances of getting your needed financing, there is no harm in doing so.

Tuesday, August 28, 2012

Accounting Jobs

Looking for accounting jobs? One of the most important qualification for an accountant is to possess a good knowledge, and accounting skills. Some employers also seek for experience and good communication and interpersonal skills. It is also important to posses an effective planning and managerial skills.

Nowadays, if you are looking for a successful accountant career you will need to have an excellent computer skills to go with the advancement in technology. It is also important to be good not only in oral communication but in written communication as well. A strong and solid background in Mathematics is a plus.

There are various accounting jobs and types of accounting. You can be a Bookkeeper where you generally record any transaction and enter data in the process, you can also be an Accountan where you generally take the fundamental data in any transcations and adjust those data to the final status. You can also be a Controller where you are the head of your accounting department. The other accounting job positions are the Chief Financial Officer(CFO), the Certified Public Accountant(CPA) who has the power to audit financial statements and report for their accuracy, and other designations like the Certified Management Accountant and Certified Internal Auditor.

Experience is very valuable. Having more experience and skills will mean opening up more to an awesome career opportunities. So, try getting accounting jobs that is very much related in the accounting field you choose.

Friday, April 20, 2012

Breaking into homemade ice cream

Guest post written by Heather Gordon

The one thing that I told my mom I wanted for Christmas an ice cream maker and that's what I got. I was so into the idea of making some homemade ice cream, but then I put the machine in my hall closet and kind of forget about it. A few warm days later and I am just itching to make some homemade ice cream.

But I wanted to make a really special kind of flavor, not just your average little vanilla or chocolate. Something with a lot more personality than that! I was looking up some ice cream flavors and during my search I saw some info on debt consolidation and after I looked through it some I decided to get my debt consolidated.

It was hard figuring out with flavor of homemade ice cream I should make. At first I thought about strawberry, but then I thought about something chocolate-y. After much inner deliberation I decided to fix some chocolate stout recipe that I found. I do love chocolate and beer, so together they were even more awesome!

Before Playing the Piano, Buy one First

Playing the piano is one of the most special things a musician can learn to manipulate. It is one of the simplest instruments one can ever play. It can blend with every instrument or can stand on its own. Pianos are also magical when played just by its own. A band can never be complete without a piano.

Piano Yamaha
Photo by zigazou76

So you ask, how can you buy the perfect piano? All it takes is finding the right hardware to fit the job. Here are some deals you have to ponder upon.

1. Check your budget

Above anything else, you always have to consider the amount of money you have to spend for purchasing one. A well-crafted piano made by popular brands is way too expensive. So you have to be very particular of your choice. If you could walk around town to canvass for a cheap yet durable piano, that would be best. 2. Brand-new or a second hand piano? A piano’s life worth can last for years, specifically 40-50 years if handled well. And you can’t deny the fact that pianos are very durable over periods of time and practice. And because of its well-known durability, you know a lifetime investment wouldn’t go to waste. If your budget is fixed, find the one that fits the money at hand. If you have decided on buying something that is already used, inspect it to see if it’s still in good working condition. 3. Consider the area where to put your piano Alright, now you must have this part of your house that can accommodate the size of your piano. You have to be very particular in buying a piano regarding its inches and width. If you have a big space in your house, you can consider buying a grand piano. A spinet is popular for its humble size. Research on the kinds of piano to determine which one you’ll purchase. 4. Quality and Style A long lasting piano can come in different varieties. When looking for a piano, you have to set your mind that quality is an important factor. Check for the kind of wood used, style of the cabinet, leg design and the overall impact of the entire thing. Also, you can buy a piano based on how it compliments on your furnishings. 5. Get an expert’s opinion If you are new at this, find someone who knows the tid bits of choosing a piano. Drag along someone who can give you tips on how to know that you’re getting a good deal out of a fine purchase. You ask that person to accompany you in that store where you laid eyes on your chosen piano. 6. Ask You’ll regret the moment you never did. Asking some valid questions related to the piano is appropriate enough to know where all that cash is going. Ask about the performance, the entire construction and the different parts so that you wouldn’t get lost when repairs come. This is what defines the entire purchase. To be able to ask about the maintenance and warranty is vital to lessen your expenses when dealing with a serious problem about your piano. If possible, make them explain how it’s all going to be. The tuning. The defects. Or if delivery’s out of the list. Parts like this should never be compromised.

Wednesday, March 21, 2012


This guest post from Lewis Beck

Why is it that every time I go to take a shower when I am home along I think about adt alarms and how I really need to remember to call about getting a system installed? I think I have just watched too many horror movies! I mean, how is a burglar going to know that I am getting in the shower? There is no way that they would know that, so why do I get so nervous every time? I always get ready for the shower and then suddenly feel the urge to go and check that all of the doors are locked. Is that OCD? I really need to just get a security system so I can feel safe and be able to take a shower without worrying about it! I guess I also need to stop watching so many horror movies! They are so predictable anyways. I mean, why does the chick always run up the stairs when she thinks someone is in the house? It makes no sense! But maybe I don't make any sense either!

Tuesday, March 20, 2012

Frugal Homeschool Tips

Home schooling can be a gratifying experience for the whole family. However, it can also be tough on your wallet. Frugal home schooling is becoming a popular term among the majority of families living on limited income or for those wanting to cut back on expenses. Below are several ways you can save money and still offer your child a wonderful education. The Internet is a valuable source that most families can't live without. From researching essay papers to curriculum, anything you need to search for is available online for free and right in the convenience of your own home. Online auctions are a great way to purchase used curriculum programs and books. A trip to your local library will probably fit most of your needs. Not only do you get to borrow books for free but also it makes a fun family outing. Before heading off, make a list of the books and topics you need to borrow so you don't forget what's needed.

If you are a member of a home school group, suggest starting a swap meet or book sale of used curriculum and other teaching aids. This is a great way to buy good material for reasonable prices as well as selling some material you no longer use. Do you know someone that has a book or program you would like to use? If they're not using it, then ask them if they wouldn't mind you borrowing it. If you have a book or program that they could use, consider either trading or just borrowing from each other for a short time. Look in your local paper for garage sales and yard sales that have books and craft supplies. Be creative while looking around, something you may not normally think about using could be perfect for a certain craft or science project.

Sunday, February 12, 2012

Accessories And Their Importance In Mountain Biking

All adventure sports have their set of must have accessories and gears. Basically these are required to maintain safety and comfort to the riders. Here we get a rough idea of these must have items and what are their uses and importance in mountain biking.

All adventure sports have their set of must have accessories and gears. Basically these are required to maintain safety and comfort to the riders. Here we get a rough idea of these must have items and what are their uses and importance in mountain biking.

Mountain Bike Gear – Choice of the Biker

There are a number of mountain biking accessories available in the market at vide price range. But it’s the personal responsibility of those involved in this sport to choose what is extremely important for them and whether it suits their budget. It is also important to carry spare parts depending on the type of bike in question.

Basically the list accessories required for mountain biking depends mostly on the type of bike used and the kind of event, even the time of event contributes in deciding what is required and what is not. Generally all mountain bikers carry helmets and gloves, but serious racers have to carry elbow and kneepads compulsorily as falling off is very common. All these accessories are extremely necessary for the biker’s safety.

While participating in overnight events it is extremely important to include headlight and taillight in the must carry list. The headlight illuminates the path ahead, thus allowing you to keep moving, whereas the taillight helps you to stay visible to the riders behind you. These lights are usually operated with the help of batteries charged by generators or re-chargers.

Quality bikes, worth the high price

A well-trained rider who performs stunts and ventures on extreme grounds prefers the fully rigid mountain bike. These bikes have soft rubber tires to increase traction and double ply rims to prevent dents.

They also carry an extra set of tires to avoid delay due to flat tires. Kick stand are mostly removed to prevent accidents.

Nowadays using end pieces on the handlebars has become a common practice, since major falls are very common in mountain biking. These end pieces prevent the hollow bars from puncturing. Generally these end pieces can be fitted on straight or slightly bent handlebars and not on curved or racing handlebars.

Nowadays there are many mountain bike resorts offering their services to these thrill seekers. Unlike ski resorts, these mountain bike resorts have special lifts to elevate these bikers to the top of the hill, from where they can ride downhill. So once a rider feels he is well trained and has all the required equipment he can venture out the slopes and enjoy the thrill.

Thursday, February 9, 2012

Memory Foam Mattress that you can use

Memory foam mattresses have become quite common nowadays. A memory foam mattress is unlike any other ordinary foam mattresses out there. In fact, their development began with the US space program, among other things. It is due to research done by NASA that went into the development of the memory foam mattress.

The memory foam was first designed by NASA in order to help astronauts cope up with the high pressure that can be caused by extreme G-force that occurs when the space shuttle take off for space. Although it has not been used for the space program, the research and discoveries that were made on the memory foam was able to help provide benefits on the medical field instead.

Memory foam is made out of polyurethane combines wit additional chemicals in order to add to the foam's viscosity level. This will help increase the foam's density. The chemicals used on the polyurethane also allow it to become firmer in cooler temperatures and become softer when warm. This way, the foam reacts to body heat and allows the foam to mold itself to the shape of the body in a matter of minutes. A memory foam that is less dense is more pressure sensitive and allows the foam to mold to the shape of the body more quickly.

Memory foam mattresses were particularly expensive for ordinary use. But because many of its advantages have been noticed most especially in the medical field, the said foam has become more widely available in recent years and has become relatively cheaper to buy. It has since moved from being used as a mattress for bed bound patients in hospitals to foams found in homes for people who require a better degree of comfort and support when lying down.

A memory foam mattress is denser than ordinary foam, making it also heavier. Its denser properties also make it last longer than ordinary foams. In the long run, although memory foam mattresses may cost more to buy initially than ordinary foam mattresses, they are more durable and may provide better support and other benefits to users for a longer period of time.

One of the main advantages of memory foam mattresses is that it can mold itself to the shape of a person that lies on it. This provides better contours that support the body better than ordinary foams. As such, it is a better mattress to be used by people who are more prone to stay in bed for long periods of time, either by choice or through necessity.

People who are bed bound for long periods of time have been found to suffer from bed sores and even gangrene. This is due in part to the pressure that occurs between the foam and the bony regions of the body when lying down. The pressure can cause blood to stop flowing to a certain region of the body, resulting in bed sores.

This can be prevented by using a memory foam mattress which can help lessen the pressure caused in the same way by molding its shape to the contour of the body.

Tuesday, October 4, 2011

Geeking out over The New Girl show

Guest post written by Lauren Hyatt

I don't take my TV watching too lightly. When I want to watch a show, I do what I can to make sure that I get to watch it. Some people might call that obsessive, but I just call it being dedicated. Now I don't watch more than just a few shows at a time, so they won't take over my entire life. Right now my favorite show that I've been watching is The New Girl.

Normally, I prefer drama shows like Mad Men. But I just think there's something so great about Zooey Deschanel that you can't quite put your finger on, so I decided to give the show a try. Plus, I'd read several good reviews about it on my wireless internet Tampa from some trusted reviewers that I normally agree with.

I was so impressed by the The New Girl premiere that I'm even going to buy the season on DVD when it comes out. I rarely ever do that for TV shows. But I have a feeling that this show is going to end up being one of my favorites.

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