Sunday, May 26, 2013

Corporate Life


This guest post from Werner Rogers

Have you guys seen that HBO show called “Enlightenment?” It’s starring Laura Dern and she’s an employee who basically has a meltdown at her office and then she goes to a rehab therapy…it’s pretty great. I really relate to her because I work for a corporation and I have to say, it is pretty soul sucking when it wants to be, unfortunately. I spend all day in my cubicle watching funny cat videos and paying my bills on http://www.electriccompaniestexas.net/ambit-energy-texas/ and I really just don’t know that I feel like I’m giving it my all. I really do wish I could give back in a more meaningful way and I’ve been volunteering on the weekends so I feel better about the way I spend my weeks. I really think it’s fun to interact with other people than my friends and I’m also thinking about ways in which I can help kids. I’m considering starting up a program to bake birthday cakes for kids whose families can’t afford to get them a cake because when you’re a child you totally deserve to have someone celebrate your birthday! I love giving back because I was a fortunate child and was part of a good family…I can’t imagine the instances some of the kids I’ve heard about have to go through. It’s really important to me not to take my blessings for granted so I want to do all I can to show the people around me how grateful am for everything I have. I think it’s a good lesson to show my coworkers and my daughter and pretty much anyone I come into contact with. There’s nothing wrong with being selfish at times as long as you pay it back in other ways in your community. Do what you can give back in your life and I believe that things will come back to you tenfold…that’s how karma works in the real world! It all comes back around.

Wednesday, April 24, 2013

Applying For a Loan? The Importance of Dressing for Success

  
Are you in need of financial assistance?  Whether you are interested in buying a new home, a new vehicle, or if you would like to start a new business, you may be in need of financial assistance from a financial lender, such as bank.  If you are, you may need to schedule appointments with local loan officers. Although you may not necessarily do so, it is important that you dress for success when attending those appointments.

As previously stated, one of the many instances in which you would need schedule an appointment with a loan officer is if you are interested in starting your own business.  Many hopeful business owners need financial assistance with getting their businesses up and running.  Unfortunately, needing financial assistance to start a new business and actually getting it are two different things.  Financial lenders, as you likely already know, are careful with who they loan money to.  One of the many factors financial lenders examine is your business plan. Most will not loan funds for businesses that appear unsuccessful or have a high chance of failure. 

Although your business plan will play an important role in whether or not you are awarded financing to start your own business, it is also important to remember that your appearance can be just as important as your business idea.  To be a successful business owner, it is important that you display professionalism, drive, and determination. One of the best ways to go about doing is by dressing professionally and for success.  For women, a nice dress or pants suit should do. For men, a business suit or at least tan pants, a dress shirt, and a tie should be acceptable for a meeting with a loan officer.

Another one of the many instances in which you should dress for success is if you are interested in buying a new car or a new home.  These instances are important milestones in your life. This alone should prompt you to dress professionally.  With that in mind, it is important to note that many financial lenders take your current work situation, as well as your credit history into consideration when awarding financing for new cars or homes.  With that in mind, there are no guarantees that you will have a steady stream of income.  Dressing professionally will give off an impression of yourself. This professionalism can give many financial lenders the comfort and security needed to award you financing.

When applying for personal loans, you should also dress for success when meeting with loan officers.  Personal loans are often used in emergency situations. It is extremely important that you dress for success when applying for a personal loan. This is important, as personal loans are often referred to unsecured loans.  Unsecured loans are loans in which nothing, like your home or car, are put up as collateral. Since there are no guarantees that you will repay the loan in question, financial lenders may look for signs that you are professional and responsible.  One easy way to do this is to show up for your loan appointment dressed professionally and showing confidence.

As you likely already know, many financial lenders will simply accept loan applications, without first scheduling an appointment. Even if you are given this option, it is advised that you make an appointment with all loan officers. Many individuals do not realize the importance of doing so.  Putting a name to a face can help improve your chances of obtaining the needed financing, whether that financing is for a car, home, new business, or emergency.  That is why it is advised that you schedule a meeting with a loan officer or at least submit your loan application to them in person.

The above mentioned points are just a few of the many points that you will want to take into consideration, when attending a meeting with a loan officer. Although dressing for success will not necessarily improve your chances of getting your needed financing, there is no harm in doing so.

Site Disclosure

Tipsy Tips